Micah Greenberg - Reverse Mortgage - Rate Reverse
Rate Reverse · Maryland, DC & 9 Licensed States
You spent decades paying for the house. Now the house can pay you.
ABOUT OUR COMPANY
Why Should You Choose Us?
If you're 55 or older and own your home, I can show you what you may qualify for: real numbers, in about five minutes. About five minutes, no cost, no obligation, and you talk to me, not a call center.
Purchase New House
Apply For Loan
Refinancing Your Home
WHAT WE OFFER
Our Core Service
See your estimated funds in 60 seconds.
You keep your home
You remain the owner and stay on the title. You can't be forced out as long as you meet the loan terms.
No monthly mortgage payments
The loan doesn't require monthly principal and interest payments. You still pay taxes, insurance, and maintenance.
Non-recourse loan
You or your heirs will never owe more than the home is worth when the loan is repaid, ever.
Our Team
Micah Greenberg
Do You Have Queries? Please Go Through 'Frequently Asked Questions' First
What is a reverse mortgage?
A reverse mortgage, specifically an FHA-insured Home Equity Conversion Mortgage (HECM), is a loan designed for homeowners 62 and older that lets you convert a portion of your home's equity into cash without selling your home or making monthly mortgage payments.
Unlike a traditional mortgage where you pay the lender each month, a reverse mortgage pays you. You receive funds based on your age, home value, and current interest rates. The loan doesn't come due until you sell the home, move out permanently, or pass away.
You remain the owner of your home. You stay on the title. A reverse mortgage is simply a loan secured by your home, and it comes with some of the strongest consumer protections in the mortgage industry.